Accept more payments. Process more payouts. Zero friction.
Offer card-free installments, instant transfers, and bulk payouts to your customers.
Talk to sales
+
93
MM
USD
Processed in 2025
+
1.4
M
Transactions
Buy now, pay later (BNPL)
Card-free flexible payments for your customers
We finance your customers with a digital assessment and you get paid in under 48 hours. We handle all the collections.
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Transfer-in
Bank transfer payments
Capture more transactions with transfers at checkout. We optimize approval for every payment in real time.
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Transfer-out
Payments via bank transfer
Capture more transactions with transfers in your checkout. We optimize every payment approval in real time.
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E-commerce plugins
Integrate Cleo into Prestashop, WooCommerce, or Jumpseller. No hassle.
APIs
Connect directly with your dev team. You decide which products to integrate.
In-Store
Launch payment sessions for your brick-and-mortar stores right from the Cleo portal.
We partner with the best in the industry
Why they trust Cleo
More transactions. Fewer complications.
+
93
M
USD
Processed in 2025
+
1.4
M
Transactions processed in 2025
+
73
%
Transfer-In conversion rate
92
%
Transfer-Out conversion rate
Payments that fit your industry
A complete solution for businesses processing digital payments at scale.
E-commerce
Get paid directly from your customers' bank and offer card-free installments.
Wallets / Prepaid
Enable instant top-ups and payouts to your users' accounts.
PSPs
Integrate transfers and card-free installments into your payment gateway.
Restaurantes / Delivery
Collect on every order instantly, with no card declines.
Your security, our priority
We protect your business and your customers in every transaction.
Data encryption
We ensure sensitive data like your customers' national ID travels encrypted at all times. We never share information with third parties.
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Two-factor authentication
We protect every account from the first step. We only authorize purchases when your customer's information matches their bank records.
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Fraud detection
We monitor transactions in real time and block suspicious activity with our fraud scoring system.
Join the businesses already using Cleo
All your control in one portal
With the Cleo portal, you have full control of your operations in real time. All in one platform.
Monitor sales and customers
Review every sale, check order status, and access each customer's purchase history.
Cancel orders
Cancel orders fully or partially whenever needed. We handle the refunds to your customer.
Check settlements
Review the details of every payment received, with amounts after fees. Full transparency in every transfer.
Create payment sessions
Generate payment sessions for in-store sales. Validate customers and close sales in minutes.
What is Cleo?
Cleo is a payments platform that lets you offer card-free installments (BNPL), accept direct bank transfers at checkout, and automate payouts to your users' bank accounts.
How can I offer Cleo in my business?
You can contact our sales team to start offering Cleo's solutions.
What industries does Cleo serve and what are its use cases?
Our products apply to all industries and any type of product or service you want to sell online or in person.
Which banks can process payments through Cleo?
We work with all banks in Chile.
How do installments work with Cleo?
Your customer chooses to pay in installments during checkout, with no credit card needed—just their national ID. You get paid in under 48 hours and Cleo assumes 100% of the collection risk. We handle collecting installments from the customer and manage any late or missed payments.
Cleo: the flexible way to accept payments
Let's talk about how Cleo adapts to your business's specific needs.
