Accept more payments. Process more payouts. Zero friction.
Offer card-free installments, instant transfers, and bulk payouts to your customers.
Talk to sales
+
104
MM
USD
Processed in 2025
+
1.7
M
Transactions
Learn about our payment solutions
Buy now, pay later (BNPL)
Pagos flexibles para tus clientes, sin tarjetas
Financiamos a tus clientes con una evaluación digital y recibes el pago en menos de 48 horas. Nosotros nos encargamos de toda la cobranza.
Descubre como funciona
Transfer-in
Botones de pago de todos los bancos de Chile
Captura más transacciones con transferencias en tu checkout. Nosotros optimizamos la aprobación de cada pago en tiempo real.
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Transfer-out
Depósitos directos a las cuentas de tus clientes
Tus clientes retiran su dinero directo a su cuenta bancaria, sin esperas ni complicaciones. Procesa depósitos a escala y olvídate de hacerlos uno por uno.
Descubre como funciona
E-commerce plugins
Integrate Cleo with Prestashop, WooCommerce or Jumpseller. Uncomplicated.
APIs
Connect directly with your development team. You decide which products to integrate.
In-Store
Create payment sessions for your physical stores from the Cleo portal.
We teamed up with the best in the industry
Why they trust Cleo
More transactions. Fewer complications.
+
104
M
USD
processed in 2025
+
1.7
M
Transactions processed in 2025
+
73
%
Transfer-in conversion rate
92
%
Transfer-out conversion rate
Payments that fit your industry
A complete solution for businesses that process digital payments at scale.
E-commerce
Receive direct payments from your customers' bank and offer card-free installments.
Wallets/Prepaid
Enable instant recharges and withdrawals to your user accounts.
PSPs
Integrate cardless transfers and fees to your payment gateway.
Restaurants/Delivery
Cash out every order on the spot, without card rejections.
Your safety, our priority
We take care of your company and your customers in every transaction.
Data encryption
We ensure that sensitive data such as your clients' RUT always travels encrypted. We never share our information with third parties.
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Double identification
We protect every account from the first step. We only authorize purchases when your customer's information matches that of their bank.
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Fraud detection
We monitor transactions in real time and block suspicious activity with our fraud scoring system.
Join those who use Cleo
Manage everything from one place
With the Cleo portal, you have control of your entire operation in real time. All on a single platform.
Monitor every transaction
Check payments, fees and withdrawals with the details you need: amount, customer, bank and state.
Create in-store sales sessions
Validate customers and close physical sales in minutes, directly from the portal.
Download tailor-made reports
Filter by date, product or state and export the information you need.
Generate refunds in minutes
Make full or partial returns directly from the portal, without formalities.
Review your liquidations
See exactly how much you receive on each deposit, with the commission breakdown included.
What is Cleo?
Cleo is a payment platform that allows you to offer card-free installments (BNPL), accept direct bank transfers at your checkout, and automate withdrawals to your users' bank accounts.
How can I offer Cleo in my business?
You can contact our sales team to start offering Cleo solutions.
What industries does Cleo apply to and what are its use cases?
Our products apply to all industries and to any type of product or service that you want to sell online and in person.
What are the banks with which you can make payments through Cleo?
We work with all banks in Chile.
How do odds work with Cleo?
Your customer chooses to pay in installments or in installments during checkout, without the need for a credit card (only with their RUT). You receive payment in less than 48 hours and Cleo assumes 100% of the collection risk, being responsible for collecting the fees from the customer and for any management in case of default or default.
Cleo: the flexible way to accept payments
Let's talk about how Cleo adapts to the specific needs of your business.
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