We simplify payments so businesses sell more and people buy hassle-free
Why do we exist
Before
Paying was strict. If you didn't have a card, there were no fees. You paid in advance and trusted that everything would be fine. Businesses were losing sales and people were losing opportunities.
2018
Inspired by an idea that was born in Sweden, we created a way to buy in installments without cards: simple, transparent and with responsible access to credit.
Hoy
We are a payment platform that helps businesses to sell more and people to buy without complications. What started out as BNPL evolved to offer faster and safer payments for both sides.
“We're building a market where money flows seamlessly between those who sell and those who buy, no matter how they pay.”
John Grundström
CEO & Founder
The team behind Cleo
Behind every transaction is a team that works to make paying ever simpler.
John Grundström
CEO & Founder
Entrepreneur with extensive experience in payments and financial technology, and an optimistic view on how to improve the way people pay. Passionate about sports and family life, he is married, has three children and two dogs.
Maria Paz Armano
CPTO & Chief of Staff
Argentina based in Spain, with experience leading teams and processes in dynamic environments. Passionate about nature, travel and sports, she enjoys transforming complex contexts into clear, useful and impactful solutions.
Cristobal Anwandter
CCO
Leads the growth strategy with a deeply customer-oriented approach. He has more than eight years of experience in payments and fintech, developing long-term alliances. Outside of work, value family time and outdoor activities.
We work with the best in the industry
This is how we built Cleo
Learn the principles that guide every decision we make.
We innovate when it adds real value
We don't do new things for fashion. We build what truly simplifies paying and collecting.
We start from real problems
We listen to businesses and people before designing solutions.
We prioritize customer access
Paying and collecting shouldn't depend on the bank, card, or business size.
We're moving fast, judiciously
We iterate and improve without losing focus or responsibility.
We build together
The best solutions come from working between teams, customers and partners.
Do you want to be part of the team?
We are a 100% remote team that works to keep money flowing smoothly
