Flexible risk-free payments: Cleo's strategies for a secure and reliable business

For Cleo, security in digital commerce is a key concern. In 2024, 35% of global consumers shopped online at least once a month, according to a Statista report.

When payment security is poor, the risks go beyond fraud. Fintech companies must take care of their cybersecurity. That means protecting our customers' sensitive data and committing to service continuity.

Can you make your payments more flexible in a secure way? To achieve this, it is essential to have strategic partners that ensure an efficient and reliable payment system. At Cleo, we rely on the technology of Floid. Their solutions allowed us to reduce risks and make accurate decisions.
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We make payments flexible with high standards of protection

At Cleo, we protect our businesses and customers in every transaction. To achieve this, we implement advanced data protection technologies, strong authentication and constant monitoring of operations.

To evaluate the security of an online service, key factors must be evaluated.

At Cleo, we adopt essential aspects such as data encryption, proactive fraud detection and compliance with international regulations, such as ISO/IEC 27001.

Our alliance with Floid is decisive. Its specialized tools allow us to make payments for your business more flexible in a secure manner, complying with the highest standards of protection.
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Security in Action: Cleo's Partnerships and Their Real Benefits

Our collaboration with Floid allowed us to implement key solutions that ensure secure and flexible payments. To achieve this, we integrate cybersecurity in a practical way into every transaction.

Some of these solutions and their specific benefits are:

Openbanking: Allows access to customer financial information in a secure manner. It makes it easier to evaluate your ability to pay, reducing risks and improving trust.

Scoring: This tool analyzes the financial history and behavior of customers to ensure that only the right profiles access installment payments. This reinforces cybersecurity by reducing the risk of fraud and improving trust in transactions.

ISO/IEC 27001 compliance: Floid is ISO/IEC 27001 certified. In other words, Cleo ensures that data is kept protected and meets the most rigorous international standards.

‍In addition, at Cleo we implement other financial solutions that reinforce trust with our clients:

Artificial Intelligence Algorithm and Rules Matrix: Using AI and a matrix of rules allows us to identify behavioral patterns and predict risks.

Agile Assessment, Protected Data: Using information accessible to each person allows for a quick, secure and reliable evaluation process. Sensitive data is not stored by Cleo. We guarantee customer privacy at all times.

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Flexible and Secure Payments: Building Trust

At Cleo, we want our customers to trust us and be confident that their information is protected. Our commitment is that they feel comfortable buying on a recurring basis.

What are the benefits of a secure and flexible system?

• It reduces payment friction, improves the user experience and creates lasting customer relationships.
• It allows you to attract more customers, reduce abandonment in purchasing processes and improve the user experience.
• Not only does it increase sales, it also strengthens reputation and builds customer loyalty in a sustainable way.

Today, Cleo revolutionized the way payments are made in the country. It allows you to pay in 3 or 6 installments, or in 14 or 30 days, without credit cards. This system adapts to the needs of each user and offers the possibility of making payments in an efficient and satisfactory manner.

Cleo, in collaboration with Floid, guarantees flexible installment payments without compromising security.

Our partner's tools allow for advanced authentication, constant monitoring of transactions and compliance with international regulations.

Today it's cold, tomorrow too.